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Putnam CountyAmendment 3Tax Calculator
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All Florida countiesBased on the 2026 certified tax roll and 2025 tax ratesAn estimate of how Amendment 3's larger homestead exemption could change Putnam County government's ad valorem property tax revenue, based on 2026 property values and 2025 tax rates.
Illustrative estimates only. These figures are meant to illustrate how Amendment 3 could affect Putnam County government based on current data. They are not official. For official information about the county's budget, tax rates and revenue, contact Putnam County government directly. For official property values and exemptions, contact the Putnam County Property Appraiser.
This page covers the two operating property taxes Putnam County government levies in the 2025 millage table, grouped by where they apply: the countywide levy (8.7418 mills, paid throughout Putnam County, inside and outside cities) and the fire municipal service taxing unit (1.1000 mills, paid in unincorporated Putnam County and in the towns of Pomona Park and Welaka).
Paid on taxable property throughout Putnam County, inside and outside cities. Estimated change by 2028: −$10.8 million (−23.7%). Homestead assessed values rise 3% a year; all other property stays at its 2026 taxable value.
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $1,638,430,826 | $3,862,096,251 | $5,500,527,077 | $48,084,508 | $45,680,282 | — | — |
| 2027 (estimate) | $677,535,266 | $3,862,096,251 | $4,539,631,517 | $39,684,551 | $37,700,323 | −$7,979,959 | −17.5% |
| 2028 (estimate) | $333,719,435 | $3,862,096,251 | $4,195,815,686 | $36,678,982 | $34,845,032 | −$10,835,250 | −23.7% |
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $1,638,430,826 | $3,862,096,251 | $5,500,527,077 | $48,084,508 | $45,680,282 | — | — |
| 2027 (estimate) | $632,559,898 | $3,862,096,251 | $4,494,656,149 | $39,291,385 | $37,326,816 | −$8,353,466 | −18.3% |
| 2028 (estimate) | $282,782,208 | $3,862,096,251 | $4,144,878,459 | $36,233,699 | $34,422,014 | −$11,258,269 | −24.6% |
Paid on 89,125 parcels in unincorporated Putnam County and in the towns of Pomona Park and Welaka. Estimated change by 2028: −$1.2 million (−25.4%). Homestead assessed values rise 3% a year; all other property stays at its 2026 taxable value.
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $1,499,265,072 | $3,131,651,551 | $4,630,916,623 | $5,094,008 | $4,839,308 | — | — |
| 2027 (estimate) | $640,491,675 | $3,131,651,551 | $3,772,143,226 | $4,149,358 | $3,941,890 | −$897,418 | −18.5% |
| 2028 (estimate) | $321,364,858 | $3,131,651,551 | $3,453,016,409 | $3,798,318 | $3,608,402 | −$1,230,906 | −25.4% |
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $1,499,265,072 | $3,131,651,551 | $4,630,916,623 | $5,094,008 | $4,839,308 | — | — |
| 2027 (estimate) | $598,767,546 | $3,131,651,551 | $3,730,419,097 | $4,103,461 | $3,898,288 | −$941,020 | −19.4% |
| 2028 (estimate) | $272,876,681 | $3,131,651,551 | $3,404,528,232 | $3,744,981 | $3,557,732 | −$1,281,576 | −26.5% |
As with the cities and towns, the size of the change depends mostly on how much of the taxable value comes from homesteads. Property without a homestead exemption, such as rentals, businesses, second homes and vacant land, keeps its taxable value under the amendment.
Countywide, homesteads make up 29.8% of the taxable value for the countywide levies in 2026. Within the fire municipal service taxing unit area, they make up 32.4%, so the estimated percentage change for that levy is larger. Among the five cities and towns that levy a property tax, the homestead share ranges from 14.0% to 29.1%.
The table below shows where the change in the countywide taxable value comes from. Unincorporated Putnam County has 81.3% of the county's taxable value and accounts for an estimated 87.4% of the change. The City of Palatka has 12.3% of the county's taxable value and accounts for an estimated 6.8% of the change.
| Area | County taxable value, 2026 | Share of county taxable value | Homestead share of area's taxable value | Change in area's taxable value by 2028 | Share of countywide change |
|---|---|---|---|---|---|
| Unincorporated Putnam County | $4,471,067,618 | 81.3% | 32.5% | −25.5% | 87.4% |
| City of Palatka | $674,810,785 | 12.3% | 14.0% | −13.1% | 6.8% |
| City of Crescent City | $115,559,878 | 2.1% | 22.5% | −18.1% | 1.6% |
| Town of Welaka | $109,517,916 | 2.0% | 29.1% | −23.6% | 2.0% |
| Town of Interlachen | $79,239,791 | 1.4% | 23.5% | −22.4% | 1.4% |
| Town of Pomona Park | $50,331,089 | 0.9% | 28.3% | −23.8% | 0.9% |
Estimates use homestead assessed values rising 3% a year. Areas are based on each parcel's tax district.
Florida counties also receive money from other sources. Depending on the county, these can include state revenue sharing, the local government half-cent sales tax, local option sales and fuel taxes, communications services taxes, non-ad valorem assessments, franchise fees, charges for services, and state and federal grants. The mix differs from county to county. Putnam County's adopted budget shows its full set of revenue sources and how much each provides.
The water management districts and the School Board levy their own property taxes. They are separate taxing authorities and are not included on this page.
Property values and exemptions: The Putnam County Property Appraiser's 2026 final tax roll, as published by the Florida Department of Revenue. Tax rates: the 2025 millage rates the Florida Department of Revenue posts for Putnam County (2026 rates by tax district were not readily available). Parcel tax districts: the tax district codes on the same tax roll.
For each homestead, the estimated taxable value is its assessed value minus the new homestead exemption ($150,000 in 2027, $250,000 in 2028) and any other exemptions, but not less than zero. The gross levy is total taxable value times the millage rate, for the parcels where each levy applies. The budget basis is 95% of the gross levy.
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